I think, in general, money is highly overrated. ;-) Personally, I favour being happy over being materially rich. We've had many a dry time money-wise, mainly due to extensive traveling, but I wouldn't exchange the experience for anything.

I love Memphis. Don't know it well yet as we only moved here from the UK a few months ago, but I love the emphasis on music that Memphis offers all over. And flights to there are generally cheaper than to N.O.