Lady they are requesting the SS# to perform a credit evaluation, as you and your husband are married it is common for this to be done jointly. However, as you are not, I am assuming, a citizen of the US it is acceptable you would not have a SS Card and they should accept alternative government issued identification which you posses as your husbands spouse. This can be fought but, would be rather time consuming. My recommendation is to rent elsewhere and then pursue legal channels. This is a case of discrimination and, unfortunately, I suspect it is due more to your husbands ethnic origins than your own. He is the one that appears "ethnic" and this country, unfortunately is still quite biggotted and even more so since the tragedy of 9/11. Good Luck.