San Francisco is the place, except I get a headache before earthquakes nearby, so it's not an option for me.

I would absolutely love to wear my cloak year round! It billows, as Dorkboy testified, too. But alas, come 17 celcius, it becomes a bother. And on the lower levels, comes the minus degrees, it's not warm enough.

And, ja, my entire wardrobe is black, and that is seriously bothersome in such unacceptable temperatures!